Holly Walther Lending Team: Fun Fact Friday – Freezing Your Credit

Holly: Hey, good afternoon. It’s Holly and little miss Daisy. She’s being extra good this afternoon. And we are here with your fun fact Friday. So I know I talk about credit, um, quite often but just this morning my oldest son and I were sitting together and he was asking me questions about mortgages and student loans and getting his credit in order cause he’s very super conscious about making sure he has a perfect credit profile and it sparked by memory to check his account. And even as a mortgage professional, I had never put a credit freeze on this account because I just hadn’t thought about it. So we took literally five minutes. We went to each of the bureaus, Experian, TransUnion, and Equifax and we put a security freeze on his account. So it’s great for adults, it’s great for your young adults. I did notice on Experian that they are also now offering where you can put it on a minor child. So I’m going to check that out over the weekend. And if that’s some great information, I’ll definitely be back in touch to update you on that, because previously it was only for people that were 18 or older. Um, so just a quick reminder, get online this weekend. Make sure your credit is frozen. If it’s not, freeze it. It’s silly for you to pay these monthly association fees for something that you can do free and manage it much better. And as always, we’re here for your questions, so have a great weekend and we’ll talk to you next week.



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