06 Sep Holly Walther Team Fun Fact Friday: Credits Loans Mortgages
Hi, it’s Holly and little miss Daisy. And we are here with your Fun Fact Friday. So today we want to go back to our credit tips. We have a lot of clients that call in – Daisy’s a little tired, it’s Friday afternoon – and they want to know if when we pull their credit for a mortgage, is it going to be a hard pull or a soft pull? So a hard pull is anytime your credit is pulled to start new debt. Whether that be a mortgage, a car loan, credit card, anything like that. A soft pull is when somebody that you have existing credit with is doing like a routine credit check. Also, a soft pull will be like utility company, something like that. Um, so that is our Fun Fact Friday. As always, if you have any questions or concerns, don’t hesitate to give us a call. (404) 436-0013 and hopefully little Miss Daisy isn’t going to fall asleep on us. So have a great weekend and we’ll see you next week!