21 Jun Holly Walther Team Fun Fact Friday: Mortgage Do’s
Hi, good morning. It’s Holly and little Miss Daisy. And we are here with your Fun Fact Friday. So last week we talked about the Don’ts of what not to do before getting approved for a mortgage and today we want to talk about the Do’s.
So first, the most important thing would be, make sure all your bills are paid on time and current before applying for a mortgage. We want to make sure that we maximize your purchasing power. So we want that perfect payment history.
Second, you want to really look at all your credit card balances and your lines of credit and do your best to keep your balances at 40% or less of your available credit limit. This is really going to increase your credit score when we pull it for your pre-approval.
Third, you really want to sit down as a family or individually or with a significant other and really analyze ‘what is going to be a comfortable payment for you?’ What is going to be manageable, and what’s going to work within your lifestyle and
Fourth, You want to get pre-approved. So to do that you want to go to HollyWalther.com or call us at 404-436-0013. That will give us the ability to look at your credit profile, to understand your goals, what you’re looking to achieve, and then put together some fantastic options and get you pre-approved and out there with an agent to purchase your dream home! So call us today and have a great weekend.