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Holly Walther Mortgage Lender

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Hi,

I'M HOLLY.

Being a loan officer is not my job, it is my CAREER.

My client’s become my family, and it is an HONOR to be a part of such a large milestone in their lives.

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12 Mortgage Tips Everyone Should Know

12 Mortgage Tips Everyone Should Know!

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Mortgage News Stay up to date on the latest mortgage and real estate news.

Homeowners Have Incredible Equity To Leverage Right Now Marietta

Homeowners Have Incredible Equity To Leverage Right Now

Even though home prices have moderated over the last year, many homeowners still have an incredible amount of equity. But […]

May 15, 2023

The Impact of Inflation on Mortgage Rates Marietta

The Impact of Inflation on Mortgage Rates

If you’re reading headlines about inflation or mortgage rates, you may see something about the recent decision from the Federal […]

May 10, 2023

Buyer Activity Is Up Despite Higher Mortgage Rates Marietta

Buyer Activity Is Up Despite Higher Mortgage Rates

If you’re a homeowner thinking about making a move, you may wonder if it’s still a good time to sell […]

May 3, 2023

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Just like everyone else - you want the lowest inte

Just like everyone else - you want the lowest interest rate that you can get! But how is it even determined? Read below to find out!‌1️⃣ Credit score. Your credit score is one of the most important factors that lenders consider when setting your interest rate. A higher credit score indicates that you are a lower risk borrower, and therefore you will likely qualify for a lower interest rate.2️⃣ Loan amount. Homebuyers can pay higher interest rates on loans that are particularly small or large. The amount you’ll need to borrow for your mortgage loan is the home price plus closing costs minus your down payment. Depending on your circumstances or mortgage loan type, your closing costs and mortgage insurance may be included in the amount of your mortgage loan, too.3️⃣ Loan term. The term, or duration, of your loan is how long you have to repay the loan. In general, in general, shorter term loans have lower interest rates and lower overall costs, but higher monthly payments.4️⃣ Down payment. In general, the larger your down payment, the lower your interest rate will be, because it’s seen as a lower level of risk when you have more stake in the property.5️⃣ Loan type. The type of loan you choose will also affect your interest rate. There are several broad categories of mortgage loans, such as conventional, FHA, USDA, and VA loans.6️⃣ Type of Property. Generally, single-family homes tend to have lower rates, while multi-unit properties, condominiums, manufactured homes, and unconventional properties may have higher rates due to perceived risks associated with those property types.‌It is important to note that these are just some of the factors that can affect your interest rate. We will consider all of your individual circumstances when setting your interest rate! ✨

Is now really the best time to buy a home? The thi

Is now really the best time to buy a home? The thing is: there is no right or wrong answer here. Of course, I am so passionate about homeownership and would love to get you into that dream home. But, the truth is everyone's situation is unique. The answer depends on a few things:➡ Do you know your credit score? ➡ Do you have a sense of how much home you can afford (including closing costs)? ➡ Do you have money saved for a down payment? ➡ Do you have savings to cover emergency maintenance? ➡ Do you feel ready to put down roots in a community?These are the practical considerations. You'll, of course, want to factor in your employment status, family circumstances, and lifestyle factors too. If you're holding off on buying, what is holding you back? Message me anytime if you'd like to talk through different options.#lenderpartnerforlife #thelenderpartnerforlife #loanofficer #lender #mortgage #realtor #realestate #hollywaltherlendingteam #marietta #eastcobb #eastcobbrealestate #atlanta #realty #broker #newhome #househunting #investment #home #renovated #justlisted #realestateagent #firsthome

Meet our #WCW for May Stephanie Cann! Stephanie ha

Meet our #WCW for May Stephanie Cann! Stephanie has lived in the Metro Atlanta area for 36 years and absolutely loves the relationships she has built by working in real estate. 🏡🤝She listens to the needs of every client and works diligently on their behalf throughout the entire process. 🏙️She has a wide knowledge of the Atlanta area, having lived and worked in Cherokee, Cobb, Fulton, Gwinnett, Hall, Paulding, and Walton Counties, as well as parts of the North Georgia Mountains. 🎗️As a recent two-time cancer survivor, Stephanie is passionate about helping people and chooses to live each day with JOY and purpose. 🤍Stephanie is married to her high school sweetheart, has four children, one grandchild, and loves music, dancing, acting, martial arts, obstacle/mud races, cooking, and traveling. ✨Stephanie is also a member of KW Luxury, KW Live Luxury, KW Sports + Entertainment, Cobb Association of REALTORS, Georgia Association of REALTORS, and the National Association of REALTORS.Constant Stephanie today for you real estate needs! 👇Stephanie Cann Exclusive Listing/Buyer’s Specialist, Realtor®, KW Luxury / KW Sports + Entertainment Janice Overbeck Real Estate Team, Keller Williams 404-372-4076 Office: 404-585-8881 stephanie@janiceoverbeck.com www.janiceoverbeck.com#Realestateagent #firsthome #firsttimehomebuyer #property #finance #loanofficer #creditscore #mortgagelender #creditrepair #loans #homeloans #dreamhome #forsale #homebuyers #mortgagerates #financialfreedom #homeloan #entrepreneur #lenderpartnerforlife #thelenderpartnerforlife

Ready to start the home buying process? 🙋‍♀

Ready to start the home buying process? 🙋‍♀️ We are here to assist! Call or DM us today to get you started on your journey! ✨#Realestateagent #firsthome #firsttimehomebuyer #property #finance #loanofficer #creditscore #mortgagelender #creditrepair #loans #homeloans #dreamhome #forsale #homebuyers #mortgagerates #financialfreedom #homeloan #entrepreneur #lenderpartnerforlife #thelenderpartnerforlife

If you are a first-time home buyer, you may be won

If you are a first-time home buyer, you may be wondering what a lender does for you as a buyer. A lender's main job is to match you with the loan that best fits your needs. We can save you time and effort during the application process and can also potentially save you a lot of money on the loan itself. Questions? Drop a message any time!#lenderpartnerforlife #thelenderpartnerforlife #loanofficer #lender #mortgage #realtor #realestate #hollywaltherlendingteam #marietta #eastcobb #eastcobbrealestate #atlanta #realty #broker #newhome #househunting #investment #home #renovated #justlisted #realestateagent #firsthome

Meet our #MCM for May Will Honeycutt!! As your loc

Meet our #MCM for May Will Honeycutt!! As your local real estate expert, Will is here to help you achieve your dream of homeownership, becoming your own boss through real estate investing, and ensuring you receive top dollar for your home sale.🏡Will is a true native with the local knowledge needed to navigate the bustling real estate scene in Georgia. 🏆With over 10 years of experience in business consulting and real estate, Will is a seasoned negotiator who knows how to fight for his clients and deliver results. 🤝As your real estate consultant, Will will provide unparalleled customer service and ensure you have all the necessary information needed to make an informed decision on your home purchase or sale.If you’re interested in successful experience buying or selling a home give him a call today! 📲Will Honeycutt Realtor & Real Estate Consultant Atlanta Communities Real Estate 678.862.6152#Realestateagent #firsthome #firsttimehomebuyer #property #finance #loanofficer #creditscore #mortgagelender #creditrepair #loans #homeloans #dreamhome #forsale #homebuyers #mortgagerates #financialfreedom #homeloan #entrepreneur #lenderpartnerforlife #thelenderpartnerforlife

It’s important to weigh the pros and cons of wai

It’s important to weigh the pros and cons of waiting for market rates to drop before making a decision. ✨ If you a have any questions we are here to assist you, just call or DM us today! 📲#Realestateagent #firsthome #firsttimehomebuyer #property #finance #loanofficer #creditscore #mortgagelender #creditrepair #loans #homeloans #dreamhome #forsale #homebuyers #mortgagerates #financialfreedom #homeloan #entrepreneur #lenderpartnerforlife #thelenderpartnerforlife

We are so excited to introduce you to our Vendor S

We are so excited to introduce you to our Vendor Spotlight of this month, Stephanie Haigh with Comfort Eagle Roofing! 🙌Stephanie is committed to providing top-quality roofing services. With having over two decades of experience in the roofing industry, Comfort Eagle Roofing has completed hundreds of projects and have acquired skills and knowledge to handle everything related to roofing systems. As the owner of Comfort Eagle roofing, she ensures integrity and quality for every client. She is passionate about the work she is doing, and the lives changed by improving their homes.Comfort Eagle Roofing are continuously improving our communities one roof at a time. This means educating homeowners on ways to protect their families and houses, providing excellent service, and otherwise working to elevate our industry. They provide friendly, courteous service and exceptional work. In addition, they offer flexible scheduling, so that you can rest assured that they’ll provide you with timely and effective solutions. Call today to learn more about their services! 👇(770) 628-0675 mgmt@comforteagleroofing.coms#Realestateagent #firsthome #firsttimehomebuyer #property #finance #loanofficer #creditscore #mortgagelender #creditrepair #loans #homeloans #dreamhome #forsale #homebuyers #mortgagerates #financialfreedom #homeloan #entrepreneur #lenderpartnerforlife #thelenderpartnerforlife

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